Skimming is the process by which identity thieves copy the details
from your credit or debit card by using what looks to be the front of a
bank machine. The front of the bank machine - ATM machine - is fitted
with a false panel into which is fitted a small webcam or digital
camera.
Skimming works on the principle that anyone inserting a credit or debit
card into an ATM can have their details scanned from the magnetic strip
on the rear of the card in question.
Built into this false front
panel are a magnetic card reader - known as a skimmer - as well as a
small webcam or digital camera which is used to take the still image or
moving video of the card owner as they enter in their PIN.
To gain details of someones card details the details off the cards magnetic stripe are read by a magnetic stripe reader these details are then sent by one of the following, wireless, bluetooth, or stored on flash memory.
Feature of Skimmer:
- Independant of card reader.
- Pro-actively detects and communicates specific threats:
- 1.4/2.45/4.6Ghz spy cameras
- Wireless LANs
- Close proximity mobile phones
- Bluetooth and Zigbee protocol
- False card reader head detection
- Fascia monitoring
